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The loan danger: Capping payday lending isn't enough

George Osborne’s astounding U-turn on a payday loan costs cap was greeted with glee from the left and confusion from the right.

It is a victory for the legal loan sharks campaigners, but it isn’t complete.

The growth in payday lending has...

Reform the contract between NHS and the people

I’ll dare to say it: amid concerns that the government is selling off parts of the NHS and privatising the service through the back door, the NHS has become the best business opportunity in Britain today.

The National Health Service is...

City of Culture 2017: New hope for Hull?

“Very nice and flat for cycling” was the faint praise Philip Larkin offered Hull, the place where the great poet made his home for over 30 years and which has today been named City of Culture in 2017.

Others would be...

Invest in the future

This morning’s Financial Times has a big story on the decline in US public sector capital investment, including some eye-catching graphs. The article reveals that US gross investment has fallen to 3.6 per cent compared to a post war average...

A response to 2030 Vision

Last week, eagle-eyed welfare warriors spotted ‘2030 Vision’ by the Fabian Future Spending Choices Commission, an independent analysis of where spending priorities – and indeed cuts – should fall until 2030.

A lot of the report is good. I agree with...

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