The last 15 years have seen impressive cross-party consensus on pensions policy, particularly the establishment and extension of auto-enrolment into workplace pensions. But further reforms are required to ensure more people have sufficient resources for retirement.
The retail sector must come together with the government on an industrial strategy with good jobs at its heart.
By Andrew Harrop and Cameron Tait
ANDREW HARROP & CAMERON TAIT: Two in five workers retail still stuck in low-paid work after a decade.
FIONA TWYCROSS AM: The government's target of three million apprenticeship starts by 2020 is looking increasingly unlikely.
CAROLE EASTON: Identifying a gender pay gap is not enough.
LOLA McEVOY: The living wage campaign has made a huge difference to the low-paid, but there is more to do